The Little Voices Of Foreclosure
The Little Voices Of Foreclosure
In a third grade classroom, a teacher prompts her kids to have compassion on the homeless. She tells them of an upcoming project they will be participating in at Christmas time that will provide toys for homeless children who are just like them. Children who love to play; go to the movies; eat popcorn; ride bicycles, and eat candy canes. One little girl gets real quiet and lays her head on her desk as if everyone could read her mind and knew her story. She is recently homeless due to her parents losing their home to foreclosure. She is staying in a shelter for the first time in her life. She misses her own toys; her own bed; her own pretty bedspread. Her dad lost his job this past year and they just could not keep up with the payments.
In a report released by First Focus, an estimated 2 million children will be impacted by today’s mortgage crisis as their families lose their homes. As rental properties are foreclosed on, families will be evicted at very short notice with very few viable options. Across our nation, school districts are experiencing an increased number of homeless children due to the financial crisis and foreclosure.
Some children will fall behind in their reading and math skills because they have to move around due to temporary housing, therefore changing schools, causing them to miss some steps in the learning process. Some may develop behavioral problems due to lack of understanding as to the loss. The stress of foreclosure can cause marital strain and short tempers. Words are sometimes said that should never have been said. Money is not available for counseling in many of these cases and if the families were able to pay for services, they don’t even know where to begin to look for free services.
If at all possible, do your research. Contact your mortgage lender before it is too late to find workable options to help save your home. Foreclosure is a sad end. There are programs available to try and stop foreclosure proceedings and save your home. Your child is worth the time investment. Your bank wants this to work for you. A time investment could save your home and keep children in their own bed.
By: Anthony Petrucci
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